Vigor for
Limitless
Innovation

Management consulting, investment advisory, and capacity building services that transform Nigerian businesses — from strategy to implementation. Now officially accredited as a Regional Business Development Service Provider (BDSP) to the Bank of Industry(BOI).

40+Years Expertise
2008Year Founded
8+Service Lines
Financial Advisory
Strategy Development
Capacity Building
Wealth Management
Economic Research
Agribiz Consulting
Leadership Development
Change Management
Financial Advisory
Strategy Development
Capacity Building
Wealth Management
Economic Research
Agribiz Consulting
Leadership Development
Change Management
Business strategy meeting

"Building trust in our society and helping solve important problems are our passion."

Who We Are

Knowledge Brokers for Business Growth

IMACL is a major player in management consulting, training and advisory services in Nigeria. Founded in 2008 with a pooled expert team of over 40 years' experience, we deliver bespoke solutions that recognise the peculiarity of every client's market.

We work with knowledge-driven institutions across private and public sectors, civil society, and international not-for-profit organisations — acting as the bridge between research evidence and real-world application.

40+Years Pooled Experience
10+Industry Sectors
8Core Service Lines
BOIAccredited BDSP
What We Do

Our Core Services

Professionally designed programmes that help clients address key business challenges and drive measurable growth.

01

BOI BDSP & SME Advisory

Official regional business development advisory, standard loan packaging, bankable feasibility studies and financial risk engineering tailored to access development finance via the Bank of Industry.

02

Financial Advisory & HR

Capital structure insights, business valuation, venturing capability for SMEs and strategic human resources development.

03

Strategy Development

Strategic appraisal from idea generation through model implementation, processes transformation and systems evaluation.

04

Capacity Building & Leadership

Live Skills workshops that re-tool participants for improved change management, performance and productivity.

05

Economics & Market Research

Equity research, business risk analysis, returns optimisation and global comparative competitive analysis.

06

Agribiz Wealth Management

Specialised agricultural investment advisory covering value chain development, assets allocation and market access.

07

Change Management

Facts extraction, reality isolation and comparative analysis for organisations navigating complex transformation.

08

Training & Knowledge Mgmt

Structured learning based on individual and team objectives — building skills that stick long after the workshop ends.

Business consulting

We Bring
A Fresh Idea
Every Time

Our drive is to create values, break routines, and set enterprises free to rise to the top. Clients' expectations drive our innovations — we never arrive with a pre-packaged answer.

  • Customer-led initiatives tailored to your business
  • Evidence-based approach with practical solutions
  • Mentorship and hand-holding through implementation
Our Methodology

How We Work

A five-stage, structured process that moves from problem diagnosis to full implementation and monitoring.

01

Review

Detailed insight into the challenges you raised — understanding the full scope before any recommendations.

02

Prognosis

A comprehensive understanding of the issues, involving preliminary research into your business environment.

03

Analysis

Findings are interpreted, explained and subjected to further investigation for a complete picture.

04

Solutions

Practical steps for immediate action and a framework for future implementation, tailored to your context.

05

Implementation

We help effect the steps and monitor your progress — staying alongside you throughout the journey.

Our Story

About IMACL

A knowledge-driven consulting firm dedicated to driving profitable, sustainable business growth — from strategy to execution, across Nigeria.

Vision

Full Potential. True Partnership.

Support businesses to grow into their full potentials and nurture partnerships for business prosperity across every sector of Nigeria's economy.

Mission

Research-Driven Transformation

Create profitable business associations through customised research and deliver specialised training solutions and classified supports to individuals and institutions.

Purpose

Reducing Business Failures

Drive business turn-around for profitability and continuity, and reduce chances for business failures — helping Nigerian enterprises thrive in a dynamic economy.

Our Organisation

40+ Years of Pooled Expertise

Founded in 2008, IMACL specialises in establishing dialogues with each client to develop customer-led initiatives dedicated to business performance improvement. We understand our clients' business needs and assist them to explore opportunities, manage and sustain growth and profitability.

We are knowledge brokers working with knowledge-driven institutions in both private and public sectors including civil society and international not-for-profit organisations.

Talk To Our Experts
Strategy consulting

"Our clients' expectation drives our innovations and methodologies."

Core Values

What Drives Us — ICRPIP

I

Integrity

Transparent, ethical conduct in every engagement

C

Courage

Bold recommendations, even when difficult to hear

R

Respect

Treating every client and stakeholder with dignity

P

Proactive

Anticipating challenges before they become crises

I

Innovativeness

Fresh ideas that break routine and unlock growth

P

Professionalism

Consistently delivering quality through our best

Track Record

Experience

Public Sector / Agribusiness

ATASP1 – Agricultural Transformation Agenda

Trained program teams on SPSS, KoboCollect, and Excel for special crop processing zones data analysis, using a mentorship and hand-holding approach.

Federal Ministry of Industry

National E-Commerce Strategy (FMITI)

Conducted policy studies and stakeholder workshops, providing empirical evidence for Nigeria's National E-Commerce Strategy development.

Business Membership

NASME FCT – MSMEs CBN Loan Access

CBN-approved partner training NASME members to access NIRSAL CBN loans through the Live Skills methodology — expanding financial inclusion.

Legal Services

Nigeria Bar Association – Strategy Retreat

Led a 2-day strategy retreat for the new NBA Abuja Chapter EXCO, developing their strategic plan and high-performance implementation framework.

Financial Services

Federal Mortgage Bank of Nigeria (FMBN)

Implemented a team building workshop reviewing organisational structure, capabilities and workforce planning for enhanced institutional performance.

Research & Development

RMRDC – National Research Commercialisation Bill

Lead consultant for the National Research Commercialisation Bill — providing stakeholder engagement and evidence-based draft legislation.

Vigor for Limitless Innovation

Bridging the Gap to BoI Funding: Accredited BDSP Services

Moving your enterprise from strategy to capital disbursement. As an officially accredited Regional Business Development Service Provider (BDSP) to the Bank of Industry (BOI), IMACL simplifies the complexity of development finance, transforming your industrial vision into a bankable reality.

Official Accreditation

Empowering Growth Through Strategic Alignment

Investment Managers and Assets Consulting Limited (IMACL) is proudly accredited as a Regional Business Development Service Provider (BDSP) by the Bank of Industry (BOI), Nigeria.

In the dynamic economic landscape of Nigeria, navigating development finance requires strict adherence to institutional standards. We establish close dialogues with our clients to evaluate their current operations against bank lending metrics, systematically reducing business failures and application delays before a single Naira is spent on documentation. We improve your enterprise's performance, expand your market access, and enhance your overall ability to compete favourably.

Eligibility Reference

How Does Your Enterprise Qualify?

Review the official Bank of Industry tier classifications below to determine your loan application bracket.

Enterprise Category Number of Employees Total Assets (₦ Million) Annual Turnover (₦ Million) Max Loan Amount (₦ Million)
Micro Enterprise ≤ 10 ≤ 5 ≤ 20 ≤ 10
Small Enterprise 11 – 50 > 5, up to 100 ≤ 100 > 10, up to 100
Medium Enterprise 51 – 200 > 100, up to 500 ≤ 500 > 100, up to 500
Our Methodology

How We Work: The Capital Journey

We deploy IMACL's signature five-stage process to ensure your documentation stands up to the bank's internal appraisal framework.

01

Review

Client engagement & information gathering. We establish a detailed insight into your financing challenges. The journey begins with the submission of a formal letter engaging IMACL as your designated BDSP.

02

Prognosis

Eligibility vetting & asset tracking. A comprehensive risk assessment of your business environment. We evaluate your leadership team profiles, identify compliance gaps, and nominate a dedicated staff liaison officer.

03

Analysis

Financial modeling & ESG compliance. Your history and cash flow realities are interpreted and subjected to deep investigation. We build rigorous, BoI-standard 5-year financial projections and market sensitivity analysis.

04

Solutions

Packaging bankable feasibility studies. We engineer your final loan application package, perfecting your CAC documents, tax compliance portfolios, and business plans to meet strict credit committee criteria.

05

Implementation

Submission, defense & post-finance advisory. We back your team through joint credit defense sessions during appraisal and activate our post-finance monitoring framework post-disbursement.

Before You Apply

Mandated Onboarding Requirements

To ensure delivery speed and maintain our high success rate with the bank, all prospective clients must fulfill the following structural criteria prior to final submission:

01

Formal Letter of Engagement

Duly signed, appointing IMACL as your official facilitating BDSP.

02

Corporate Documents & Profiles

Submission of full management profiles, CVs, and existing business plan drafts (if available).

03

Nominated Liaison Officer

Appointment of a full-time staff member (minimum B.Sc/HND qualification) to interface with our consultants throughout document assembly.

04

Post-Finance Monitoring Agreement

Execution of an MOU signed by your Board of Directors for the duration of the loan tenure, guaranteeing institutional tracking.

Independent Advisory

Independent IMACL Corporate Advisory Tiers

Important Notice: These structured consulting packages represent proprietary, customer-led initiatives delivered directly by IMACL to institutionalize your operations. They are completely independent and decoupled from official Bank of Industry processing timelines.
The Capital Readiness Starter
₦150,000 — Upfront Retainer
  • Rapid financial model auditing
  • Baseline regulatory compliance cleanup
  • Targeted document styling
The SME Institutional Growth Package
₦500,000 — 6-Month Retainer
  • Full internal business diagnostics
  • Custom Standard Operating Procedures (SOP) engineering
  • Operational pipeline optimisation
  • 1 complimentary management performance training workshop
The Enterprise & Cooperative Strengthening Package
₦850,000 — 12-Month Retainer
  • Agricultural value chain mapping
  • Corporate asset restructuring advisory
  • Cooperative governance frameworks
  • Continuous outsourced CFO compliance monitoring
Free Assessment

Start Your BoI-Readiness Audit Today

Five quick questions. Get an instant readiness segment and a clear recommended next step.

5 Core Dimensions · 2 Minutes

We'll ask about your regulatory compliance, financial records, management structure, business planning documents, and collateral position — then score your enterprise against BoI's institutional lending standards.


Reach Out

Let's Connect

Tell us your business challenge. Our expert team will respond with a clear path forward — usually within 24 hours.

IMACL
IMACL
Vigor for Limitless Innovation

Contact
Information

Head Office
Joint Heir Chambers (Flagship Chambers)
No. 24, Niamey Street, By Airforce Office
Wuse 2, Abuja, Nigeria
Branch Office
144 Hilltop Street
FHA Phase 2 Karu Site, Abuja

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No. 24 Niamey Street, Wuse 2, Abuja  |  144 Hilltop Street, FHA Phase 2 Karu, Abuja